Benefit of Ayushman Card
The Ayushman Bharat card, also known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) card, is part of India's national health insurance scheme to provide health coverage to economically vulnerable families.
Some of the key benefits of having an Ayushman card include:
Ayushman card is a government-issued health insurance card in India that provides free health coverage for eligible individuals.
It is part of the Ayushman Bharat scheme, which aims to provide all citizens with access to affordable healthcare.
Individuals belonging to economically weaker sections, rural households, and certain occupational categories can obtain the card.
To avail of the benefits of the Ayushman card, one must first check eligibility and register for the scheme.

Here you will find benefits of Ayushman Card in details :-
1. Free Health Coverage:
Once registered, the cardholder can receive free treatment and hospitalization for up to 5 lakh rupees per year at any empaneled hospital.
This card not only covers hospital expenses but also provides for pre and post-hospitalization costs, and transportation costs, and even offers a cashless treatment option.
With the Ayushman card, individuals no longer have to worry about the burden of medical expenses and can focus on getting the necessary treatment without any financial stress.
2. Cashless Treatment:
Beneficiaries can receive cashless treatment at empaneled public and private hospitals across the country.
This eliminates the financial burden of paying out-of-pocket expenses for medical treatments.
One of the benefits of this scheme is the option of cashless treatment, where the patient does not have to pay for the medical expenses upfront.
Instead, the expenses are directly paid by the insurance company to the hospital.
This makes it easier for families who cannot afford to pay for medical treatment at the time of hospitalization.
To avail of cashless treatment, the patient needs to present their Ayushman card at the empaneled hospital.
The hospital will then verify the details and submit a pre-authorization request to the insurance company.
Once approved, the patient can receive treatment without any out-of-pocket expenses.
This not only reduces the financial burden on the family but also ensures timely and quality treatment for the patient.
It is important to note that not all hospitals are empaneled under the Ayushman card scheme, so it is essential to check the list of referral hospitals before taking treatment.
3. Wide Coverage:
It covers a wide range of medical treatments, including surgeries, hospitalization, diagnostics, and medicines related to various illnesses, including cancer, heart diseases, and other critical conditions.
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, also known as Ayushman Card, is a health insurance scheme launched by the Government of India.
It is the world's largest health insurance scheme and aims to provide financial protection to over 10 crore families (approximately 50 crore individuals) in India.
The Ayushman Card covers a wide range of treatments, making it a comprehensive and beneficial health insurance option for individuals and families.
Under the Ayushman Card, beneficiaries can avail of a wide range of treatments, including hospitalization, surgeries, diagnostic tests, medicines, and follow-up care.
The scheme covers both pre and post-hospitalization expenses, making it easier for individuals to manage their healthcare costs.
It also covers all pre-existing conditions, ensuring that individuals with chronic illnesses receive the necessary treatment without any financial burden.
The Ayushman Card also covers a wide range of diseases and medical conditions, including cancer, heart diseases, kidney diseases, and more.
It also provides coverage for over 1,350 medical procedures, making it one of the most extensive health insurance schemes in the world.
In addition to providing coverage for treatments, the Ayushman Card also offers cashless benefits.
4. No Premium Required:
Beneficiaries don’t need to pay a premium for the scheme, as the government bears the cost.
One of the significant benefits of this scheme is that no premium is required to avail of the Ayushman card.
This means that people from low-income families who cannot afford health insurance can still access quality healthcare without any financial burden.
To avail of the Ayushman card, individuals need to register under the scheme and provide their Aadhaar card details.
Once registered, they will receive a unique identification number and a QR code, which can be used to access cashless healthcare services at any of the empanelled hospitals.
This ensures that people from all socio-economic backgrounds can receive necessary medical treatment without worrying about the financial aspect.
The scheme has been a game-changer in providing affordable and quality healthcare to the underprivileged sections of society.
5. Access to a Network of Hospitals:
The Ayushman Bharat scheme has a large network of hospitals (both government and private) that are empanelled to provide the services, making access to healthcare easier.
Ayushman card provides its cardholders with access to a network of hospitals and healthcare facilities across the country.
This network is constantly expanding and currently includes both public and private hospitals, making quality healthcare accessible to all.
The cardholders can choose to receive treatment at any of the empanelled hospitals without having to worry about the financial burden, as the treatment cost is covered under the Ayushman Bharat scheme.
To access the network of hospitals, cardholders must first register for the Ayushman card and receive their unique identification number.
This number can be used to verify the cardholder's eligibility and access the list of empanelled hospitals in their area.
The Ayushman card website also provides a search feature where cardholders can find hospitals by state, district, or pin code.
The network of hospitals under Ayushman Card provides a wide range of healthcare services, including primary care, secondary care, and tertiary care.
These hospitals are equipped with modern facilities and qualified medical personnel to provide quality treatment to patients.
The cardholders can also avail of free follow-up consultations and post-treatment care at these hospitals.
The Ayushman card not only provides access to healthcare facilities but also covers the cost of treatment, including pre-hospitalization, hospitalization, and
6. Cashless Treatment for Families:
This treatment covers the entire family and can be used by any family member, ensuring comprehensive healthcare for all.
The Ayushman Bharat scheme aims to provide cashless and paperless treatment to families of Ayushman cardholders.
This is a step towards achieving Universal Health Coverage in India and ensuring that no family has to suffer financial hardship due to medical treatment costs.
To avail of this benefit, families must first ensure that they are registered under the Ayushman Bharat scheme and have received their Ayushman card.
Once registered, families can visit any empanelled hospital and present their Ayushman card to receive cashless treatment.
The treatment will be covered up to Rs. 5 lakhs per family per year, including pre-existing conditions.
This includes hospitalization expenses, diagnostic tests, pre-hospitalization, and post-hospitalization expenses.
Families can also choose to receive treatment at government hospitals, where the treatment will be completely free.
This initiative has helped thousands of families across India receive quality healthcare without worrying about the financial burden.
7. Portability Across India:
The Ayushman Bharat card can be used across the country, meaning you can access healthcare facilities in different states without any barriers.
The Ayushman Bharat card is a universal health insurance scheme launched by the Government of India to provide financial protection to over 50 crore poor and vulnerable families in the country.
One of the significant advantages of the Ayushman Bharat card is that it can be used across the country.
This means that if a person is registered under this scheme in one state, they can avail of the benefits of the scheme in any other state as well.
This is especially beneficial for people who have to travel frequently for work or for those who have family members living in different states.
It also ensures that people in remote and underprivileged areas have access to quality healthcare services without having to travel long distances.
The Ayushman Bharat card can be used at any empanelled hospital or healthcare centre, whether it is a public or private facility.
This ensures that the beneficiaries of the scheme have a wide range of options to choose from and receive the best possible healthcare services.
Additionally, the card also covers pre-existing diseases, making it a comprehensive health insurance scheme for the underprivileged population of India.
8. Focus on Vulnerable Sections:
It primarily targets the economically weaker sections of society, ensuring that low-income families get access to quality healthcare.
The Ayushman Card aims to provide health insurance coverage for vulnerable sections of society. This includes low-income families, senior citizens, and people with disabilities.
The card, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY) card, provides cashless and paperless access to healthcare services at empanelled hospitals.
The focus on vulnerable sections is crucial as these groups often struggle to access quality healthcare due to financial constraints.
With the Ayushman Card, these individuals can now avail of healthcare services without worrying about the cost.
Moreover, the card covers pre-existing conditions, making it a valuable resource for those with chronic illnesses.
The government has also taken steps to ensure that the Ayushman Card reaches the intended beneficiaries through various outreach programs and partnerships with local authorities.
This initiative not only improves the healthcare system but also promotes social welfare and inclusivity.
9. No Age or Gender Barriers:
There are no restrictions based on age or gender; everyone in the eligible family is covered under the scheme.
The Ayushman Card is aimed at providing healthcare benefits to the underprivileged and economically weaker sections of society.
It covers more than 10 crore families, making it the world's largest healthcare scheme.
One of the most significant benefits of the Ayushman Card is that there are no age or gender barriers for its holders.
This means that anyone, regardless of their age or gender, can avail of the benefits of this scheme.
This is a crucial aspect, as many health insurance schemes have age restrictions that limit coverage for older individuals.
With the Ayushman Card, people of all ages, from infants to senior citizens, can access quality healthcare without any discrimination.
This is a significant step towards creating a more inclusive and equal society, where everyone has access to essential healthcare services.
Moreover, this also helps in breaking down gender barriers, ensuring that both men and women have equal access to healthcare.
Having this card can significantly reduce the financial strain on families when facing serious health issues or medical emergencies.
Conclusion
the Ayushman Card is a significant step forward in ensuring accessible and affordable healthcare for millions of eligible individuals across India.
As part of the Ayushman Bharat scheme, it opens doors to essential health services, allowing those from economically weaker sections and rural households to receive care without the burden of high costs.
By checking your eligibility and registering for this invaluable scheme, you can take a proactive step toward safeguarding your health and that of your loved ones.
We encourage you to share this information with friends and family who may benefit from these services, and together, let’s work towards a healthier future for all.
For more details on eligibility and registration processes, please visit our website at www.esicbihar.in and stay informed about health coverage that can truly make a difference in your life.
Thank you for joining us in exploring the benefits of the Ayushman Card!